Home represents stability, certainty, and a sense of belonging. In our Indian society, owning a house assures your value as a “success in life”. Today, this dream is relatively easier to achieve because of the multitude of financial institutions eager…
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Servicing loans, especially home loans, at higher interest rates than what other lenders offer is not a viable financial decision. When interest rates in the economy fall, not all lenders reduce their rates on equal scales for different reasons. In…
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Before applying for a home loan, we recommend running the decision through financial, practical, and emotional parameters. ICRA estimates that the average home loan size for Housing Finance Companies (HFC) is Rs. 30 lakhs in India. The generic thumb rule…
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Buying a home is nothing less than an adventure. It starts with the homeownership costs, which you are most likely going to finance via a home loan. It’s a no-brainer that a lower interest rate will mean lesser repayment liability. …
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The economic crisis triggered due to the Pandemic has made a large part of the population, especially the millennials, realize homeownership’s value. The real estate price stability and significant builder discounts are compelling. It makes the idea of home buying…
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Getting your dream home is a person’s lifetime achievement. But you may not always have all the finance needed. This is where your bank lends, which helps you own your dream home. But life is not always a fairy-tale, there…
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